web01.fireside.fm Tue, 28 Apr 2026 09:00:30 -0500 Fireside (https://fireside.fm) TransUnion Business Insights - Episodes Tagged with “Gen Z” https://transunion-uk-podcast.fireside.fm/tags/gen%20z Fri, 15 Nov 2024 09:00:00 +0000 Get an insider’s view into data, business strategies and trust. In each episode, industry experts join us to discuss key talking points in the world of technology. We’ll share new insights and perspectives on topics, such as how fraud is challenging FinTech growth; ways to develop award-winning, consumer-centric lending platforms; or the product set needed to optimise customer onboarding. You’ll learn more about the inner workings of TransUnion — one of the world’s leading insights and analytics companies — and how we bring our purpose of Information for Good® to life for individuals and communities. en-gb episodic Data, Strategies and Trust TransUnion Get an insider’s view into data, business strategies and trust. In each episode, industry experts join us to discuss key talking points in the world of technology. We’ll share new insights and perspectives on topics, such as how fraud is challenging FinTech growth; ways to develop award-winning, consumer-centric lending platforms; or the product set needed to optimise customer onboarding. You’ll learn more about the inner workings of TransUnion — one of the world’s leading insights and analytics companies — and how we bring our purpose of Information for Good® to life for individuals and communities. no data, software, fintech, business strategy, banking, e-commerce, fraud, customer experience, open banking, data breach, business strategy, B2B TransUnion catherine.westwood@transunion.com 2024 Research & Consultancy Wrap-Up: Hear From Our Industry Experts https://transunion-uk-podcast.fireside.fm/research-and-consultancy 1ebbc5c7-d6d9-476c-8be7-69413c267ae5 Fri, 15 Nov 2024 09:00:00 +0000 TransUnion full TransUnion We’re delighted to bring you a new episode of the TransUnion Podcast, 2024 Research & Consultancy Wrap-Up: Why TransUnion’s Voice Matters in the Market. In this episode, James O’Donnell, Director of Research at TransUnion UK, and Aukse Pringle, Senior Consultant in the Data and Analytics team, discuss the key learnings from their research over the past year and look ahead to future trends. 36:37 no In this episode, James O’Donnell, Director of Research at TransUnion UK, and Aukse Pringle, Senior Consultant in the Data and Analytics team, delve into the key learnings from their research over the past year and look ahead to future trends. They discuss emerging trends such as vulnerability, regulatory pressures, and the impact of “buy now, pay later” (BNPL) on consumers. They also highlight significant findings on gender and financial behaviour, noting that 75% of disposable income is now controlled by women, which has implications for product creation and marketing strategies. Additionally, they analyse UK consumer savings rates, which dropped from 30% during COVID to 6% in 2022, with a recent increase indicating improving financial positions. The importance of financial literacy is emphasised, showing that consumers who monitor their credit tend to achieve better financial outcomes. They also observe that Gen Z is less engaged with credit compared to a decade ago, likely due to recent economic crises. Finally, they provide insights into BNPL usage, revealing that it is utilised by a diverse range of consumers, not just the young or financially distressed. Join James and Aukse as they explore these topics and share their passion for data and analytics. Here are some actionable takeaways from this episode: Monitor Your Credit: Regularly check your credit report to stay on top of your financial health and improve your financial outcomes. Understand BNPL: Be aware of the implications of using “buy now, pay later” services and manage these payments responsibly to avoid debt. Focus on Financial Literacy: Educate yourself about financial management, including budgeting, saving, and investing, to enhance your financial well-being. Research & Consultancy, BNPL, Credit Education, Gen Z, Summit, Analytics, Financial Literacy, Data, Credit Monitoring, B2B, Podcast In this episode, James O’Donnell, Director of Research at TransUnion UK, and Aukse Pringle, Senior Consultant in the Data and Analytics team, delve into the key learnings from their research over the past year and look ahead to future trends. They discuss emerging trends such as vulnerability, regulatory pressures, and the impact of “buy now, pay later” (BNPL) on consumers. They also highlight significant findings on gender and financial behaviour, noting that 75% of disposable income is now controlled by women, which has implications for product creation and marketing strategies.

Additionally, they analyse UK consumer savings rates, which dropped from 30% during COVID to 6% in 2022, with a recent increase indicating improving financial positions. The importance of financial literacy is emphasised, showing that consumers who monitor their credit tend to achieve better financial outcomes. They also observe that Gen Z is less engaged with credit compared to a decade ago, likely due to recent economic crises. Finally, they provide insights into BNPL usage, revealing that it is utilised by a diverse range of consumers, not just the young or financially distressed. Join James and Aukse as they explore these topics and share their passion for data and analytics.

Here are some actionable takeaways from this episode:

  1. Monitor Your Credit: Regularly check your credit report to stay on top of your financial health and improve your financial outcomes.
  2. Understand BNPL: Be aware of the implications of using “buy now, pay later” services and manage these payments responsibly to avoid debt.
  3. Focus on Financial Literacy: Educate yourself about financial management, including budgeting, saving, and investing, to enhance your financial well-being.
]]> In this episode, James O’Donnell, Director of Research at TransUnion UK, and Aukse Pringle, Senior Consultant in the Data and Analytics team, delve into the key learnings from their research over the past year and look ahead to future trends. They discuss emerging trends such as vulnerability, regulatory pressures, and the impact of “buy now, pay later” (BNPL) on consumers. They also highlight significant findings on gender and financial behaviour, noting that 75% of disposable income is now controlled by women, which has implications for product creation and marketing strategies.

Additionally, they analyse UK consumer savings rates, which dropped from 30% during COVID to 6% in 2022, with a recent increase indicating improving financial positions. The importance of financial literacy is emphasised, showing that consumers who monitor their credit tend to achieve better financial outcomes. They also observe that Gen Z is less engaged with credit compared to a decade ago, likely due to recent economic crises. Finally, they provide insights into BNPL usage, revealing that it is utilised by a diverse range of consumers, not just the young or financially distressed. Join James and Aukse as they explore these topics and share their passion for data and analytics.

Here are some actionable takeaways from this episode:

  1. Monitor Your Credit: Regularly check your credit report to stay on top of your financial health and improve your financial outcomes.
  2. Understand BNPL: Be aware of the implications of using “buy now, pay later” services and manage these payments responsibly to avoid debt.
  3. Focus on Financial Literacy: Educate yourself about financial management, including budgeting, saving, and investing, to enhance your financial well-being.
]]> Preparing Your Business for Gen Z https://transunion-uk-podcast.fireside.fm/generation-z 2eff70e4-0630-455c-a163-eea2a2167cf6 Thu, 07 Oct 2021 15:00:00 +0100 TransUnion full TransUnion For this episode Asia Anwar-Jones, Director of FinTech at TransUnion in the UK, is joined by our Head of FinTech, Steve Wishart and the Managing Director for UK Consumer Markets team, Kelli Fielding. Asia, Steve and Kelli to talk about the financial attitudes of Generation Z. 17:03 no Generation Z will soon become the biggest cohort of UK consumers, wielding immense spending power and influencing the direction of digital platforms. This podcast discusses TransUnion’s Q3 2021 Consumer Pulse research, that found demand for credit is rising for younger consumers: 42% of Gen Z and 34% of Millennials plan to apply for credit compared to just 9% of Baby Boomers With those Gen Zers planning to apply for credit most likely to use credit cards, with over one in three looking to apply for a new card The rise in credit card providers, new forms of credit such as Buy Now Pay Later (BNPL), and emergence of subscription service models, indicate that Generation Zs behaviours are beginning to reshape the financial landscape. Listen to hear more on Gen Z and how FinTechs, and lenders more broadly, can work with them and foster loyalty. Our expert guests are:  * Steve Wishart. Head of FinTech, TransUnion UK  * Kelli Fielding. Managing Director of Consumer Markets, TransUnion UK    ** This episode references one of the reports available to download now from our website:    ** TransUnion sponsored The Economist Intelligence Unit to conduct a global survey of 1,610 executives — delving into their mindsets and perceptions around fraud, security and commerce trends in the digital domain.   New Dimensions of Change: Building trust in a digital consumer landscape report, created by The Economist Intelligence Unit and sponsored by TransUnion is available to download now on our website: https://solutions.transunion.co.uk/digitalconsumertrust/     *Source: Generation Z: the new face of financial power | The Independent | The Independent Fintech, fraud, TransUnion, credit, credit education, generation z, gen z Generation Z will soon become the biggest cohort of UK consumers, wielding immense spending power and influencing the direction of digital platforms. This podcast discusses TransUnion’s Q3 2021 Consumer Pulse research, that found demand for credit is rising for younger consumers:

  • 42% of Gen Z and 34% of Millennials plan to apply for credit compared to just 9% of Baby Boomers
  • With those Gen Zers planning to apply for credit most likely to use credit cards, with over one in three looking to apply for a new card

The rise in credit card providers, new forms of credit such as Buy Now Pay Later (BNPL), and emergence of subscription service models, indicate that Generation Zs behaviours are beginning to reshape the financial landscape.

Listen to hear more on Gen Z and how FinTechs, and lenders more broadly, can work with them and foster loyalty.

Our expert guests are: 

  • Steve Wishart. Head of FinTech, TransUnion UK 
  • Kelli Fielding. Managing Director of Consumer Markets, TransUnion UK 

 
** This episode references one of the reports available to download now from our website:    **

TransUnion sponsored The Economist Intelligence Unit to conduct a global survey of 1,610 executives — delving into their mindsets and perceptions around fraud, security and commerce trends in the digital domain.  

New Dimensions of Change: Building trust in a digital consumer landscape report, created by The Economist Intelligence Unit and sponsored by TransUnion is available to download now on our website: https://solutions.transunion.co.uk/digitalconsumertrust/  

  *Source: Generation Z: the new face of financial power | The Independent | The Independent

]]> Generation Z will soon become the biggest cohort of UK consumers, wielding immense spending power and influencing the direction of digital platforms. This podcast discusses TransUnion’s Q3 2021 Consumer Pulse research, that found demand for credit is rising for younger consumers:

  • 42% of Gen Z and 34% of Millennials plan to apply for credit compared to just 9% of Baby Boomers
  • With those Gen Zers planning to apply for credit most likely to use credit cards, with over one in three looking to apply for a new card

The rise in credit card providers, new forms of credit such as Buy Now Pay Later (BNPL), and emergence of subscription service models, indicate that Generation Zs behaviours are beginning to reshape the financial landscape.

Listen to hear more on Gen Z and how FinTechs, and lenders more broadly, can work with them and foster loyalty.

Our expert guests are: 

  • Steve Wishart. Head of FinTech, TransUnion UK 
  • Kelli Fielding. Managing Director of Consumer Markets, TransUnion UK 

 
** This episode references one of the reports available to download now from our website:    **

TransUnion sponsored The Economist Intelligence Unit to conduct a global survey of 1,610 executives — delving into their mindsets and perceptions around fraud, security and commerce trends in the digital domain.  

New Dimensions of Change: Building trust in a digital consumer landscape report, created by The Economist Intelligence Unit and sponsored by TransUnion is available to download now on our website: https://solutions.transunion.co.uk/digitalconsumertrust/  

  *Source: Generation Z: the new face of financial power | The Independent | The Independent

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